dTRINITY2024-12-24T17:16:40+00:00

The 1st subsidized stablecoin lending protocol in DeFi

Now live on Fraxtal L2 🚀

ABOUT dTRINITY

WHAT?

dTRINITY is a lending protocol with yield-backed subsidies for stablecoin loans.

WHY?

Reduce borrowing costs, enhance yields, and earn protocol + network rewards.

WHEN?

Now live on Fraxtal L2. Expansion to Ethereum and other chains will begin in 2025.

WHERE?

Ethereum and Fraxtal, the first L2 network with native blockspace rewards (created by Frax).

HOW?

dTRINITY consists of 3 core primitives (inspired by Frax’s DeFi Trinity framework) :

  • A lending & borrowing protocol
  • A decentralized stablecoin
  • DEX liquidity pools

A decentralized stablecoin, backed 1:1 by an on-chain reserve of yieldcoins (e.g., sFRAX, sDAI). The reserve’s exogeneous yield funds ongoing interest rebates for dUSD borrowers on dLEND.

A decentralized stablecoin lending protocol powered by dUSD. Reduce your borrowing costs with interest rebates on active dUSD loans.

dUSD pools are deployed on major DEXs like Curve to facilitate trading and liquidity, enabling users to swap dUSD efficiently and earn LP yield + rewards.

WHO?

dTRINITY provides the ideal platform for:

Stablecoin Lenders & Borrowers

Yieldcoin Loopers

Stablecoin Liquidity Providers

dUSD lenders and LPs will earn point
rewards for supplying liquidity to the protocol.
Accumulated points will be converted to dTRINITY’s governance tokens (TRIN) in the future upon the token generation event. Learn more

dTRINITY aligns incentives among ecosystem participants
through a collaborative tokenomic model
powered by its TRIN governance token. The token generation event date for TRIN will be announced in the near future. Learn more

POINTS PROGRAM

dUSD lenders and LPs on dTRINITY will earn point
rewards for contributing liquidity to the protocol.
Accumulated points will be converted to dTRINITY’s governance tokens (TRIN) in the future upon TGE. Learn more

GOVERNANCE

dTRINITY aligns incentives among ecosystem participants
through a collaborative ve(3,3) tokenomic model
powered by its TRIN governance token. The TGE date for TRIN will be announced soon. Learn more

OUR ADVISORS

Sam Kazemian
Co-founder of Frax Finance

Thanh Le
Co-founder of Coin98

Rune Christensen
Co-founder of Sky

Winthorpe
Co-founder of Convex Finance

C2tP
Co-founder of Convex Finance

OUR PARTNERS

And more

FAQ

More FAQs

What is yieldcoin looping?2024-12-18T07:25:50+00:00

Yieldcoin “looping,” or leveraging, is a process where a DeFi user repeatedly pledges a yieldcoin (e.g., sUSDe) to a lending protocol and borrows stablecoins against it. The borrowed stablecoins are then used to acquire more yieldcoin collateral, effectively increasing its exposure with leverage. This strategy could be profitable if the yield generated by the leveraged collateral exceeds the interest rate (borrowing cost) of the stablecoin loan. Looping strategies could involve significant risks, however, including the potential for loss of funds.

Where do interest rate subsidies on dTRINITY come from?2024-12-18T16:05:04+00:00

Interest rate subsidies/rebates for dUSD borrowers are funded by the dUSD collateral reserve’s earnings. The earnings (float income) come primarily from yieldcoins that are held in the reserve.

What is the dUSD stablecoin backed with?2024-12-18T16:05:37+00:00

The collateral reserve of dUSD consists of stablecoins like USDC, FRAX, DAI, plus yieldcoins like sFRAX, sDAI, and RWA tokens. Every dUSD is fully backed by 1 USD worth of collateral and can be minted permissionlessly through smart contracts.

Does dTRINITY have strategy vaults for looping?2024-12-18T16:06:07+00:00

dTRINITY yieldcoin looping vaults (dLOOP) are planned for release in Q1 2025, providing users with a simplified looping experience and composability via tokenized vault receipts that can be utilized in other DeFi protocols (e.g., 5X sFRAX, 5X sUSDe).

Which assets are supported for looping on dTRINITY?2024-12-18T16:06:32+00:00

sUSDe (staked USDe) and sFRAX (staked FRAX) will be enabled as collateral to borrow dUSD upon dTRINITY’s debut on Fraxtal. More assets will be supported in the near future.

What is yieldcoin looping?2024-12-18T07:25:50+00:00

Yieldcoin “looping,” or leveraging, is a process where a DeFi user repeatedly pledges a yieldcoin (e.g., sUSDe) to a lending protocol and borrows stablecoins against it. The borrowed stablecoins are then used to acquire more yieldcoin collateral, effectively increasing its exposure with leverage. This strategy could be profitable if the yield generated by the leveraged collateral exceeds the interest rate (borrowing cost) of the stablecoin loan. Looping strategies could involve significant risks, however, including the potential for loss of funds.

Where do interest rate subsidies on dTRINITY come from?2024-12-18T16:05:04+00:00

Interest rate subsidies/rebates for dUSD borrowers are funded by the dUSD collateral reserve’s earnings. The earnings (float income) come primarily from yieldcoins that are held in the reserve.

What is the dUSD stablecoin backed with?2024-12-18T16:05:37+00:00

The collateral reserve of dUSD consists of stablecoins like USDC, FRAX, DAI, plus yieldcoins like sFRAX, sDAI, and RWA tokens. Every dUSD is fully backed by 1 USD worth of collateral and can be minted permissionlessly through smart contracts.

Does dTRINITY have strategy vaults for looping?2024-12-18T16:06:07+00:00

dTRINITY yieldcoin looping vaults (dLOOP) are planned for release in Q1 2025, providing users with a simplified looping experience and composability via tokenized vault receipts that can be utilized in other DeFi protocols (e.g., 5X sFRAX, 5X sUSDe).

Which assets are supported for looping on dTRINITY?2024-12-18T16:06:32+00:00

sUSDe (staked USDe) and sFRAX (staked FRAX) will be enabled as collateral to borrow dUSD upon dTRINITY’s debut on Fraxtal. More assets will be supported in the near future.

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DISCLAIMER

This website, including docs.dtrinity.org, and the app.dtrinity.org interface are brought to you by Trinity Foundation Ltd., a Singapore-based non-profit public company limited by guarantee. This website provides information and resources about the fundamentals of the decentralized non-custodial liquidity protocol called dTRINITY, comprised of open-source, self-executing, and/or community-governed smart contracts that are deployed on various permissionless public blockchains, such as Fraxtal. Trinity Foundation Ltd. does not control or operate any version of dTRINITY on any blockchain network. The information provided through this website and the interface should not be considered financial advice. Past performance is not indicative of future results. Digital assets, including stablecoins, and DeFi protocols carry significant risks, including the potential for complete loss of funds. These products are highly experimental and involve emerging technologies subject to technical failures, security vulnerabilities, hacking, unforeseen exploits, and malfunctions. Digital assets can experience extreme volatility, leading to rapid and substantial changes in asset values. The regulatory environment for digital assets and DeFi is still evolving, potentially resulting in future restrictions that could impact the functionality or access to the protocol. By accessing this website and the interface for dTRINITY, you acknowledge and accept these inherent risks and agree to hold Trinity Foundation Ltd. harmless from any resulting damages or liabilities.

dTRINITY and dUSD are not available to residents of Canada, Cuba, Iran, North Korea, Russia, Syria, the USA, the UK, Venezuela, and other prohibited jurisdictions.

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